Fast & simple auto financing fit for you
At United Auto Credit, a customer is not just a FICO score or an account number. Customers are people, people who deserve the most professional and courteous service we can provide. With United Auto Credit you don’t just get a lender, you get a partner.
80,000+ Customers we serve
28 years in business
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We offer a variety of payment options to help our customers make payments on time.
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Frequently asked questions
How can I set up automatic withdrawals?
To set up your United Auto Credit account for recurring bi-weekly or monthly automatic withdrawal directly from your checking or savings account, visit our Make a payment page and click Enroll under set up automatic payments.
May I change my payment date?
You can change your due date once during the life of your contract. To qualify for a due date change, your account must be current or be brought current once the due date change has taken effect.
Is there a grace period for late payments?
No. All payments are due on or before the scheduled due date, and are considered delinquent at one day past due. Finance charges will accrue on the full outstanding principal balance until the date your payment is received and posted to your account. Late charges are assessed to your account after a certain number of days past due, according to state law or your contract. We highly recommend you make early or on-time payments to avoid added finance and late charges.
I am unable to pay by the due date. How can I set up payment arrangements?
We have a number of tools to assist customers in keeping their accounts up to date, and avoid the stress of past due payments while they recover from unexpected financial difficulties. Communication is the key. The sooner you let us know, the more options we have to offer.