Your lender of choice

United Auto Credit’s main goal is to help drive the success of our dealers. As a nationwide sub-prime lender with over 20 years of experience, we work closely with our dealers to provide financing opportunities for customers from all credit backgrounds.

  • The Fast Lane - our premier portal
  • High mileage and quality aged vehicles accepted
  • Open & discharged bankruptcies* welcome
  • Commercial vehicle programs
  • Hard-to-prove & self-employed income ok

Equip your dealership for success

Unlock seamless funding solutions and insightful vehicle research to drive your dealership forward.

The Fast Lane screenshot

The Fast Lane logo

Dealer portal

Get 24/7 access for applications, instant approvals, 50-state compliant contract printing, live funding updates, and connect via live chat with the funding department.

How to register
CarStory screenshot

The Fast Lane logo

Vehicle listing

Simplify your vehicle research by providing easy-to-use tools and unbiased insights, helping you make informed decisions about pricing and value. With access to real-time data, you can navigate the market with confidence and stay ahead of the curve.

Learn more about CarStory

Frequently asked questions

What markets does United Auto Credit serve?

United Auto Credit is nationwide and currently active in 49 states.

How can I learn more about United Auto Credit’s programs?

You can learn more about our programs by signing up to Become a dealer partner, or calling our sales team at (866) 504-2133.

How do I get signed up with United Auto Credit?

You can sign up with United Auto Credit by filling in your contact information on the “Become a dealer partner” form. A United Auto Credit Area Manager will reach out to you within 24-48 hours to guide you through the dealer enrollment process.

What is the maximum amount you will finance?

United Auto Credit finances up to $35,000 for retail and commercial unit transactions (commercial units up to 14,500 lbs. GVWR qualify).

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Ready to become a dealer partner?

Enter your dealership information below and a United Auto Credit sales rep will contact you shortly.

400+ dealers we serve

28 years in business

4,300+ Vehicles financed

Chapters 7 & 13.