Set up automatic payments
ACH: FREE | Debit: $6.95 per transaction
Never worry about your payment being late by having your payments deducted automatically bi-weekly or monthly from your checking or savings account. Fees may apply.1
Make a payment
Fast, simple and secure payments. Skip logging in and make a payment using your account number.
Pay online
Debit card
Fee: $6.95
Make a one-time payment today using your Visa or Debit Mastercard®. Fees may apply.1 Payments made by 7 p.m. PST will be credited the same day.
Checking/Savings account (ACH)
Fee: FREE
Make a one-time payment today directly from your checking or savings account with our bill payment system. Payments made by 7 p.m. PST will be credited the same day.
Pay by phone
Automated phone payment system
ACH: FREE | Debit: $6.95
To make a one-time payment over the phone using the automated phone payment system, call us at the number below. Fees may apply.1 Payments made by 7 p.m. PST will be credited the same day.
Customer service phone payment
ACH: FREE | Debit: $8.95
To make a one-time payment with a United Auto Credit representative, call us at the number below. Fees may apply.1 Payments made by 7 p.m. PST will be credited the same day.
Other payment options
PayNearMe™
Fee: $4.99 per transaction
PayNearMe™ has over 60,000 locations nationwide that accept walk-in cash payments. Fees may apply.1 Payments made by 7 p.m. PST will be credited the same day.
CheckFreePay®
Fee: $3.95 *prices vary by agent
CheckFreePay® has thousands of store locations—including Walmart—that accept cash payments, debit card or ACH payments. Fees may apply.1 Payments made by 6 p.m. PST will be credited the same day.
Western Union: Quick Collect
Fee: $12.99
Code City: UnitedAuto
Western Union® has over 45,000 agent locations nationwide that accept walk-in cash payments. Fees may apply.1 Payments made by 4 p.m. PST will be credited the same day.
MoneyGram®
Fee: $13.99
Receive Code: 5088
MoneyGram® provides you with two options for making your payment. Make an online payment or find a location near you to make a walk-in payment. Fees may apply.1 Payments made by 4 p.m. PST will be credited the same day.
Pay by mail
Fee: Postage
PO Box 660017
Dallas, TX 75266
Please use the payment stub and return envelope provided with the billing statement to mail your payment, and allow five days for mail time to ensure that payments are received on or before their scheduled due date. Do not mail cash.
Make easy payments and more. Download the new United Auto Credit app.
Manage your account, make payments and track your progress.
Scan QR to download now
Please note:
United Auto Credit sends all customers a monthly billing statement approximately two weeks prior to their scheduled due date. In order to avoid additional accrued interest charges, and potential late payment charges, all United Auto Credit account payments should be made on or before the scheduled due date. To assist customers in making on time payments, United Auto Credit offers a variety of payment options.
1Transaction fees may be applied by a third party payment processing company to process your payment and are subject to their own terms & conditions. Fees are subject to applicable law.
While the UACC Mobile app is free to download, message and data rates may apply. Check with your mobile services provider for any charges that may apply for data usage on your mobile device.
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